Convenience
At Jannou Credit Union, we provide a list of convenience services to our members.
Loan Calculator
To use our calculator, click HERE
Mortgage Calculator
To use our calculator, click HERE
Standing Orders
Jannou Credit Union offers FREE Standing Order services for payment of utility bills, loans and more.
Utility Bill
Payment of Water and Electricity Bills.
Group Insurance
Our affordable Group Insurance plans include for coverage homes, vehicles, contents and certain medical expenses.
House
Based on the replacement cost to repair or rebuild your home up to the sum insured.
The sum insured amount should represent the total cost of rebuilding the home. This amount also needs to cover items like swimming pools, fences, garages, sheds, retaining walls and driveways as well as architect and design fees, demolition, professional fees.
Contents
Offers replacement value for most items and covers you for loss to the contents while they are at the home.
All Risk
All Risks Contents Cover is an extended form of the standard Contents Insurance. The key difference to is that it covers items when you take them out of your office.
Coverage may be for:
- Saint Lucia only
- North and South America/Caribbean
- Worldwide.
Vehicle
Comprehensive with Perils of Nature and Windscreen, Comprehensive, Third Party, Third Party, Fire and Theft.
Group Medical & Life
Health Plan:
- Vision
- Dental
- Medical
- Major Medical.
Monthly Premiums:
| Member Only | $106.40 |
| Member +1 | $175.40 |
| Member & Family | $274.40 |
Life Plan:
- $20,000 Life coverage up to age 65
- $20,000 Accidental Death and Dismemberment up to age 60.
Livelihood Protection Policy (LPP)
LPP is a parametric index micro insurance policy that provides protection for the livelihoods of persons, from perilous weather such as heavy rainfall and high wind speeds.
Family Indemnity Plan (FIP)
The FIP offers financial comfort during difficult times – providing a cash benefit to be used to cover funeral costs for yourself and eligible family members. Payments for claims are usually made within two working days. The FIP covers up to six (6) eligible family members including:
- The member
- Member’s spouse
- Children aged 1 - 25
- Member’s parents or spouse’s parents enrolled before age 76.
| Premium | Benefit | |
| Plan A | $26.40 | $5,000.00 |
| Plan B | $39.60 | $7,500.00 |
| Plan C | $52.80 | $10,000.00 |
| Plan D | $79.20 | $15,000.00 |
Click on a link below to download:
Financial Counseling
This is a service which is available at all times. Our main objective is to assist members to save and use their funds wisely.
